Credit Secrets

Understanding how credit cards work can help you understand the advantages of having one as compared to having a debit card. Understanding how credit cards work can help you manage your debt more responsibly. Credit cards provide you with a line of credit that you can use to make purchases, balance transfers, and/or cash advances while also requiring you to repay the loan amount over time. As you will read this book, you will develop a good understanding of the benefits of credit and different myths related to credit. 

In this book, you will learn:

• What are Credit Reports and Credit Scores?
• The Advantages of Having a Credit Card
• Techniques for Improving Credit Scores
• Rebuilding your Credit after Critical Life Events
• Critical Information on Credit Scores

This book demonstrates in a simple way that an exceptional credit score is something to be proud of because of the numerous benefits it provides, especially if you've worked hard to improve your credit score from bad to good.