Fear Your Future

Its become fashionable to demean millennials as the snowflake generation. Raised during the peace and prosperity of the 90s, theyre often perceived as carrying an entitlement mentality and being incapable of handling adversity. But Philip Klein sees them differently. Given the economic headwinds they faced at the start of their working lives, millennials have shown commendable fortitude. And as Klein argues, they will need to maintain this character strength going forward because further challenges loom in their future. The aftershocks of the Great Recession, the skyrocketing cost of living, and the titanic weight of student loan debt have made the American Dream seem to be forever retreating toward the horizon. As if that werent enough, millennials will face the largest federal debt in history as boomers retire and extract trillions of dollars from Social Security and Medicarefar more than they contributed. In this concise, data-driven book, Klein begins the work of brightening the future for millennials by analyzing the problem compassionately yet objectively. There are real reasons to worry about what lies ahead if nothing changes. But the facts laid out in Kleins book can steer the conversation to realistic solutions.