Studies on Family Finances

This BOOK has three chapters. Each chapter of my BOOK studies different topicswithin the field of household finance. My research focuses on household finance topics thatare both academically interesting and relevant to inform public policymaking on the topic ofconsumer financial protection regulation. Chapter one and chapter two both study the topicof the economics of credit information. Chapter one is my Job Market Paper "UnravelingInformation Sharing In Consumer Credit Market". Chapter two is my Curriculum Paper"Disaster Flags: Credit Reporting Relief from Natural Disasters". Chapters one and twocomplement my other research research also on the topic of the economics of credit information(Guttman-Kenney et al., 2022; Gibbs et al., 2024; Cookson et al., 2024). Chapterthree studies the topic of behavioral household finance. Chapter three is "The Semblanceof Success in Nudging Consumers to Pay Down Credit Card Debt". This complements myother research research on the topic of behavioral household finance that is published (Gathergoodet al., 2019a; Sakaguchi et al., 2022; Adams et al., 2022a; Guttman-Kenney et al.,2023b) and work-in-progress (Allen et al., 2024; Guttman-Kenney, 2024b; Guttman-Kenneyand Shahidinejad, 2024b). The abstracts for each of these three chapters follow on the nextthree pages. In addition to these three chapters, during the PhD I have also completeda variety of other research (Sakaguchi et al., 2022; Adams et al., 2022a; Guttman-Kenneyet al., 2022, 2023b; Gathergood and Guttman-Kenney, 2021; Gathergood et al., 2021a) andhave work-in-progress (Allen et al., 2024; Cookson et al., 2024; Gibbs et al., 2024; Guttman-Kenney, 2024b; Guttman-Kenney and Shahidinejad, 2024b).