The Coach

The Coach: Winning at Personal Finance is a simple yet powerful and beneficial book for those wanting to improve their personal and family finances. It is densely packed with fundamental defensive money management techniques, including establishing the all-important emergency fund, eliminating debt, and preparing for retirement by becoming financially independent. These money-management techniques, along with eight others, are shared by the Coach, David G. Giese. The educational process used by David aligns the eleven proven financial techniques with each of the eleven defensive positions on a football field. The theme in the book is that wealth is achieved by what you save and invest, not by what you earn.

Though money management is complex, let's remind ourselves of some basics of the topic. David believes that we all want two things when it comes to money. One, we want to enjoy today, our lifestyle, and the things money can purchase. Two, we know someday we want to stop earning and have enough money to carry us throughout retirement. The interesting challenge about those two universal desires is that one objective pulls from the other. Therein lies the challenge.

The keys to successfully navigating those two desires around money are balance, discipline, and fundamental money-management techniques that David shares in this book.

To have money for our future, we have to save some today. Thus, we have to spend less than we earn. Invest in this book and learn how you can achieve both a pleasant lifestyle today as well as financial independence in your future.