Help with Housing Costs: Volume 1

This guide covers the UK rules about help with personal housing costs from universal credit, mortgage interest loans, council tax rebates in Great Britain and rate rebate in Northern Ireland. With volume 2, which covers housing benefit, it provides a comprehensive guide to help with housing costs. It is designed for easy use by renters, homeowners, local councils, social landlords, welfare rights advisers, tribunal members and housing professionals. This edition explains all the new rules for social housing renters, private renters and homeowners starting from April 2023, including the annual uprating. It sets out the qualifying conditions for entitlement to universal credit and gives a detailed explanation of the housing costs element for renters and mortgage interest loans for homeowners. It describes fully: The qualifying conditions for universal credit (UC) and how to make a claim, How and when people on housing benefit and other legacy benefits are transferred onto UC, Who qualif